Raison D'etre
Heritage Pay was founded on a single mission:
to be the World's Number 1 specialist international payments company for emerging markets.
For too long, existing solutions have not paid enough attention to the rapidly evolving, emerging market economies and the increasingly sophisticated personal needs of émigrés from those nations. Heritage Pay has responded: by building relationships with every single one of our clients; understanding their exact requirements and; delivering their needs.
We focus on providing market guidance; currency custody and forward contracts to manage foreign exchange risk. We can offer our services to residents of 54 countries and counting.
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We deliver this using the latest technology; an extensive network of international partners; a genuine passion to help people, and a dedication to continuous improvement.
The result is a specialist, fast, secure, low cost, and ethical money transfer service to 185 countries. Our country specialties include China, Eastern Europe, India, Kenya, Latin America; South Africa, Zimbabwe; and many other emerging market destinations. We work extended operating hours to cover business hours in the UK as well as the payment destinations we serve.
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So, this page isn't "about us" as such. It is about you. You are what gets us out of bed every single morning; what we are passionate about; and why we exist - you, are our Raison D'être.
Our goal: To be the NO. 1 CHOICE for
money transfers & international payments to Emerging Markets.
BUSINESS
Your business has many challenges - finding a payment solution tailored to your business should not be one of them. Whether you are sending money overseas or receiving money from clients abroad; we can help save you money, do it quicker and do it efficiently.
Furthermore, as part of the Heritage Pay service, you will have the ability to use Forward Contracts to manage your foreign exchange risks. Many large banks normally reserve these for the very large corporate clients
PERSONAL
For 17 years, we've been listening to; learning from; and serving the needs of people like you. People with a requirement to send money abroad. So we've designed this service; not only to make international money transfers easy, cheap and safe.
We have also brought together, other related services - from carefully selected partners - so that everything you are likely to need is all in one place. And we're confident that we can deliver a service that is as unique as you.
Using Forward Contracts for
risk management:
it's in our DNA.
Safeguarding Client Funds
Funds are safeguarded by our FCA-regulated e-money partners at a credit institution. All of this is done in full compliance with all payment services regulations and anti-money laundering legislation.
When funds are posted to your Currencycloud account, e-money is issued in exchange for these funds, by an Electronic Money Institution who we work with, called Currencycloud. In line with regulatory requirements, Currencycloud safeguards your funds. This means that the money behind the balance you see in your account is held at a reputable bank, and most importantly, is protected for you in the event of Currencycloud’s, or our, insolvency. Currencycloud stops safeguarding your funds when the money has been paid out of your account to your beneficiary’s account.