0203 858 7274

0203 858 7274

0203 858 7274

0203 858 7274

0203 858 7274

0203 858 7274




Heritage Pay Works

order transfer. pay us. we deliver



Here's an old story.
Once upon a time, a couple found their dream retirement property in an exotic country. Everything about the property was perfect: they could even picture themselves enjoying serene afternoons in the lush garden, sipping ice-cold cocktails and watching the beautiful African sunset go down. So they used a trusted relative at the other end. He would receive the money and make the necessary payments. As time went by, some of the money got borrowed by the relative. Some was spent on a funeral. And some of it . . . well, nobody could really explain what happened to it. To cut a long story short, the house purchase never got made. 

Everyone has heard this story or variations thereof.  


Sending money to emerging markets should be neither tricky nor complicated. Now, not only are the existing solutions expensive; they were designed to suit banks and the money transfer companies - not the customers.

Heritage Pay was created, precisely to solve these kinds of personal - and often complex - real-life problems regarding international money transfers.

We do it using the latest technology; a tried and tested, extensive network of international partners; and a genuine passion to help people. The result is a specialist, fast, secure, low cost, and ethical money transfer service to Ghana, Kenya, Nigeria, South Africa Uganda, Zimbabwe, and many other emerging markets. We work extended operating hours to cover business hours in the UK as well as the foreign destinations we serve. This ensures that we offer seamless, world-class solutions to our clients.


So, this page isn't "about us" as such. It is about what gets us out of bed every single morning; what we are passionate about; and why we exist - our Raison D'être.

Our goal: To be the NO. 1 CHOICE for

money transfers & international payments to Emerging Markets.


For 17 years, we've been listening to; learning from; and serving the needs of people like you. People with a requirement to send money abroad. So we've designed this service; not only to make international money transfers easiest, cheapest and safest.


We have also brought together, other related services - from carefully selected partners - so that everything you are likely to need is all in one place.  And we're confident that we can deliver a service that is as unique as you. 


Your business has many challenges - finding a payment solution tailored to your business should not be one of them. Whether you are sending money overseas or receiving money from clients abroad; we can help save you money, do it quicker and do it efficiently.


Furthermore, as part of the Heritage Pay service, you will have access to sophisticated risk management tools that most banks normally reserve for the very large corporate clients

A uniquely,

Emerging-Markets-focused money transfer solution

- at world class standard.

Risk management:

it's in our DNA.


All client money is held in secure, segregated accounts at FCA registered institutions; and in compliance with all payment services regulations and anti-money laundering legislation.

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+44(0)207 117 2934

160 City Rd, London, EC1V 2NX, United Kingdom

Heritage Pay Limited is registered in England and Wales - Company No. 11129859

©Heritage Pay Limited, 2018, All rights reserved.

Payment services for Heritage Pay Limited are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199).